What Are Multi-Family Property Loans?

Multi-family property loans are financing options used to buy, renovate, or refinance residential properties with multiple units. A multi-family property may have two units, four units, ten units, or even hundreds of units depending on the type of investment.

These loans are commonly used for:

• Duplexes
• Triplexes
• Fourplexes
• Small apartment buildings
• Large apartment complexes
• Mixed-use buildings with residential units

The structure of the loan depends on the size of the property, the borrower’s goals, and whether the building is considered residential or commercial. Properties with two to four units may sometimes qualify for residential-style financing, while larger properties usually require commercial or investment property loans.

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